Making Cents: Break bad spending habits now

Check your credit score and shop around for the best prices to reduce your bills

It might be time to take stock of your outgoings.

With long evenings and the clean slate of a new year, Eoin Clarke, Managing Director of price comparison and switching site Switcher.ie believes January is the perfect time to declutter your finances, break bad spending habits and detox your debt. There's never a bad time to review your spending but doing it as the Christmas bils come due provides extra incentive.

With that in mind, Mr Clarke offers some advice on how to tackle that financial hangover and make lasting changes to the way you manage your money in 2021.