MAKING CENTS: Forget the dark days and think of summer holidays

THERE is no better way to combat the dark January mornings and humdrum return to reality after Christmas than by planning your summer holidays, writes Grainne McGuinness.

If you are looking for a family holiday without breaking the bank, now can be the best time of year to book.

Naturally, Martin Skelly, managing director of Navan Travel and president of the Irish Travel Agents Association (ITAA), promotes going to a travel agent rather than booking for yourself online and he believes he and his colleagues are the best option for value-conscious families, not least because of flexible payment options.