So you think you are financially savvy! Perhaps you shoud read this ...

Elizabeth O’Neill spent an afternoon with an expert in behavioural economics, a new field that looks at our attitudes to value. She thought she was financially savvy, but now...

BILLS, bills, bills. You get to a certain age and you’re drowning in a sea of them. I always considered myself savvy when it comes to personal finance, good with bargains and cutting my cloth to fit my measure.

I swap insurers every year. House prices are moving upwards so that massive monthly mortgage payment is no longer falling into a black hole. One day, I tell myself, I may see a return on my investment. Aside from a stagnant credit card balance, there are no overdrafts or arrears.