Séamas O'Reilly: Getting past the password panopticon of the modern Internet

"I pay for my daughter’s childcare via a website that requires five-factor verification. Five. First, I input my username and password, then I get a text which gives me a code to enter so I can reach a set of three mystery questions which, once answered, will finally allow the payment to be made."

Pic: iStock

Last week I was looking for a half-term camp for my son. 

We had expected to be away for the week but those plans fell through so we were left, abject and scrambling, with just a week to go.