Kieran Coughlan: Are you comfortable with your 2023 farm finance plans?

One of the few benefits of being self-employed is that we bear some control over our destinies. Of course, there are external rules and regulations pushed on us from a variety of angles but for the most part, we have a degree of discretion. Picture: iStock

A happy New Year to all readers. A new year, a new leaf. 

It’s a good time to make some changes, but let’s face it we are creatures of habit, and we typically fall back into the same rut. That’s a good thing in many respects. Imagine if we were to reinvent the wheel every year? Consistency is comfortable. Stepping outside the norm is by default uncomfortable, but to do so challenges us. Sometimes challenging the status quo makes us squirm a little.