Opinion: Bank rules and building laws adding to house costs

There is unanimous agreement that we have a housing crisis which remains unresolved.

At one extreme, homelessness is rising, while those who would like to buy their own home remain trapped in their desire and right to purchase their first home.

In expressing my views that the Central Bank rules must be amended, I am not advocating a return to the reckless days when banks, not brokers, in their desire to capture market share offered 100% finance and 6/7 times income multiples.