Book review: How The Other Half Banks

The depiction of unity between banks and people is a lie and explains why 40% of US citizens do not have access to credit, as American law professor Mehrsa Baradaran explains to JP O’Malley.

THE late George Carlin, a prominent stand-up comedian, actor, social critic, and author, once declared that the best thing about “the American dream” was that you had to be asleep to believe it.

He certainly had a point. Consider the following oxymoron: in American society the less money you possess, the more it costs to access it.