Getting work done? Then make sure you are fully covered

If you are having home improvement work done, check with your insurance company what you are covered for before you start, writes Kya deLongchamps

Having home improvements carried out, or even undertaking smaller works oneself, can blind us to the dull protections of forward planning.

Insurance, that steady annual bleed we all complain about, is something you just cannot ignore as your greatest single investment is peeled apart for days or potentially months.