Retrofitting your home? Get a green mortgage for lower monthly payments 

Green mortgages will save you money, so they're well worth looking into if you're retrofitting your home to cut your energy costs

Go green, it makes financial sense: You can apply for a green mortgage to buy a new or second-hand home, or when you have completed a series of projects, typical of a deep-retrofit, leading to a sustainable, low-carbon property with a fully certified BER in the right range.

According to the Central Bank, what are termed green mortgages, now account for a third of all mortgages in Ireland. 

What makes them distinct and outwardly “green” is not any direct sustainable performance from the lender, but the requirement for a certified, published BER attached to the property of A1 - B3 (secured from the SEAI over the past 10 years). They offer a discounted rate of interest on that provider’s standard fixed-rate, with a typical term of 4 or 5 years.