We need to get to grips with our housing crisis

A double housing problem exists. Homeowners on sky-high variable mortgage rates are desperate for the Government to intervene with banks because they cant afford them.

Taoiseach Enda Kenny adamantly refuses, saying he has no powers to interfere with the banks. If the Taoiseach cant deal with his largest borrower, how does he expect a domestic mortgage holder cope with them?

Also, for those wanting to buy a house, the deposit required and interest rates offered are beyond their means.