We really know now what’s important in life

Our ‘life as the nouveau poor’ columnist explains what the insolvency guidelines mean to her

I ALWAYS said if I won the Lotto I would run down the road naked rejoicing, and that’s what I feel like doing now as the insolvency bill has arrived at last. But after five years of being bust, body grooming had to take a hit so it’s not such a good idea now.

That’s what the insolvency guidelines mean to me, it’s like winning the Lotto. It’s our only hope of hanging on to our homes and halving our mortgages.