Electronic info and credit card details at black market’s mercy

Once a computer-savvy criminal has accessed your electronic information or lured you into volunteering your credit card details you are at the mercy of the black market.

Security procedures embedded into credit cards have made scamming more difficult but the trade is still thriving. There remains a large amount of goods that can be purchased without additional security checks.

For larger sums the onus is on conmen or phishers to learn more about the victim to verify addresses, passwords or security questions.