Hurricane Wilma charged toward south-west Florida early today as a Category 3 storm, packing wind gusts of 120 mph, spawning tornadoes and churning up walls of seawater that could make thousands of residents regret they defied evacuation orders.

Rain pounded Key West early today as Hurricane Wilma accelerated towards storm-weary Florida, threatening residents with 115mph winds, tornadoes and a surge of seawater that could flood the Keys and the state’s south-west coast.