Former Miss Ireland Pamela Flood and her husband, restaurateur Ronan Ryan, could be facing imprisonment within the next 48 hours for breaching court orders relating to the home in which they have lived cost-free for almost 10 years.

A personal insolvency arrangement involving a €343,785 mortgage debt being written down by more than half has been approved by the High Court for a woman who ran into mortgage arrears due to her husband's gambling problem.

MANY people find themselves burdened with huge levels of debt through credit card bills, unpaid utility bills and bank overdrafts.

The new Insolvency Service is being criticised for the fees charged to those struggling with debt.