AN interest rate cut could be on the cards for early next year resulting in lower mortgage repayments for many homeowners.

THE number of mortgages given out by banks this year is expected to fall to levels last seen in 1971.

THE mortgage market is just 10% of what it was at the peak of the housing boom, with brokers reporting very little activity.

THE Government must abandon or reform the €500 million Home Choice Loan scheme as it is unrealistic, according to brokers.

THE choice of mortgage products in the market has plunged to a record low, with analysts saying most foreign lenders are no longer interested in lending.