Storm Lorenzo has passed by but it there is a long winter ahead and experts say last week’s weather alerts should serve as a reminder of the need to get your home ready for the worst nature could throw at us.

Does your bank provide your home insurance, and is it competitive? John Hearne says now may be a good time to shop around.

Thousands of Airbnb hosts could be leaving themselves exposed financially by not declaring their rental activities to their insurer, it has been claimed.

Home insurers are now replacing damaged or stolen household items with similar objects of lesser value, or in some cases householders are taking lower cash sums instead because they need the money.