Bernard O'Shea: Five reasons I don’t have a pension — perfecting the Irish art of financial denial

I mentioned in a couple of recent interviews that I don’t have a pension, and immediately, people started asking me about it.

Bernard O'Shea, with the face of a man who doesn't know what a tracker mortgage is. Photograph Moya Nolan

The big question was: “Why not?” Honestly, I had to stop and ask myself the same thing. And the real worry: Is it too late now? Here’s what I’ve figured out.

1. I never thought I was old