Money Talks: How do I make my December pay packet last all month?

One of the certainties about Christmas is the expense, so why not plan well ahead? Carol Brick, managing director of Hermoney.ie has some tips

Too many people use their full pay to cover a fun-packed festive season and opt to “worry about it later”

While I always appreciate an early pay packet in December, I find it so challenging to make that income stretch all the way to January’s payday and must always either dip into my long-term savings or get into debt. Can you offer any advice?

Too many people use their full pay to cover a fun-packed festive season and opt to “worry about it later” and then find themselves, like you, dipping into their savings or ending up in debt to kick start the New Year which is far from ideal.