MAKING CENTS: It pays to have a current account, but beware fees

The one financial product everyone needs is a current account, writes Grainne McGuinness.

Even if a person has a blissfully debt-free life, there are regular bills, and, for most of us, an account into which wages are paid. But current accounts are not created equally.

There are differences between what institutions in Ireland charge. Banks rely on inertia to keep customers, despite the irritation of quarterly fees.