Money Talks: Spread out school costs

Back to school costs can take their toll on your wallet but forward planning makes a difference

So it is that time of the year again and the new school year is suddenly upon us! Here are some of my top budgeting tips to save you both time and money.

Take stock of what you already have. Before you make your list, get your child to try on all their school clothes, you will be surprised by what still fits.