Making Cents: What you need to know about remote working’s impact on your home insurance

Working from the spare room and wondering what's covered by your home insurance?

Some home insurance policies may not give any cover for ‘office contents’, as they are not deemed to be ‘household goods’

With remote working set to remain part of our lives for the immediate future, and perhaps forever for some, it is important to understand the potential implications when it comes to home insurance. From technology brought home from the office to data security concerns, setting up a workspace in one's own home raises questions about what is covered by insurance.

“Digital working models present an exciting new opportunity,” Stuart Trotter, Ireland Branch Manager at Liberty Insurance says. “However, many employers have devised digital working policies at short notice and as a result are playing catch up on some of the operational considerations. When it comes to insurance, our overarching message is always ‘if in doubt, check.’"