Are you saving enough for the retirement you want?

“Starting a pension early is one of the shrewdest financial moves you’ll ever make,” financial expert advises 

Three times as many working-class as middle-class people said they don’t have a pension (27% versus 10%); most of those who don't start a private pension say they regret their inaction. Photo: iStock

Saving enough in your pension? If not, you’ll regret it. Almost half (48%) of pension holders wish they had started their pension earlier, while about one in five (19%) wish they had paid more into their pension sooner.

Overall, one in five Irish adults say they don’t have any pension, with women more likely to lack a pension than men. This is according to the results of a nationwide survey of 1,000 adults commissioned by insurance broker Gallagher in Ireland.