Is the fixed rate on your mortgage expiring this year?

If you have a fixed-rate mortgage which ends this year, you need to start planning now.
The European Central Bank (ECB) has been raising interest rates steadily since July 2022. Anyone with a tracker will be only too aware of the 4.50 percentage points that have been tacked on to their monthly repayments over that time.
And, as Daragh Cassidy of independent price comparison and switching site Bonkers.ie points out, those on variable rates or who have recently taken out a mortgage for the first time will have noticed the big hike in interest rates too.