You can retire well on 50% of your gross income

Rita de Brun meets personal finance experts, who simplify the maths behind a comfortable retirement

Having a significant nest egg allows you the flexibility to choose the type of retirement you want.

When it comes to planning for retirement, people take different approaches: Some do nothing at all, leaving their fate to chance. Others pay diligent attention, planning young, while saving early and often. The rest lurk somewhere in between.

For all of their differences, the bearers of every one of these approaches have at least one thing in common: All would benefit, or at least be reassured, by having a financial health-check with a retirement savings expert.