Irish mortgage arrears fall to record low

The number of owner-occupier loans where borrowers were more than a year behind in repayments represented just over 2% of all home loans in the market
There were just over 698,000 private residential mortgage accounts for principal dwellings held in the Republic of Ireland at the end of last year, with a total outstanding balance of €109bn.

There were just over 698,000 private residential mortgage accounts for principal dwellings held in the Republic of Ireland at the end of last year, with a total outstanding balance of €109bn.

Fri, 13 Mar, 2026 - 14:38
Emer Walsh

Irish long-term mortgage arrears fell 16% last year, new figures from the Central Bank of Ireland show. 

New data reveals the number of those in mortgage arrears continues to decline amid regulatory pressure for lenders to resolve difficult cases, falling interest rates, and rising house prices.

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