New Bunq term deposit accounts offer rates of up to 2.11% 

Online bank bunq has launched new term deposit accounts offering interest rates of up to 2.11% to Irish customers. 

Online bank has launched new term deposit accounts offering interest rates of up to 2.11% to Irish customers.

Bunq’s Irish customer base has grown by more than 50% in the first half of 2025. Across Europe, it has over 20m users. The new 12-month return of 2.11% places bunq among the highest-yielding options in the Irish market, the neobank said.

The rates offered by bunq will offer four lock-in rates for savers:  1.76% interest for 3-month deposits, 1.86% interest for 6-month deposits, 2.11% interest for 12-month deposits, and 1.91% interest for 24-month deposits. 

"On a global scale, these rates also rank within the top five highest interest offerings among international financial institutions, solidifying bunq’s position as a leading destination for savers seeking strong returns without the complexity," a statement from the neobank said.

The announcement was made at the bunq Update 30 event in Amsterdam, as the neobank also expanded its 'Auto Round Up' features. This option on accounts means purchases can be set to round up to the nearest euro, with the spare change automatically invested in crypto.

“We give our users an easy-to-use, regulated environment where savings and crypto live side-by-side, so they can take control of their money and shape the future they want," said bunq's Joe Wilson. 

Bunq is Europe’s second-largest neobank. In October 2025 bunq also took its first step into the US as an approved broker-dealer, with more expansion to follow.