Homemade baked beans

1 tsp olive oil

1 onion, chopped

1 red pepper, chopped

1 clove garlic, crushed

1/2 tsp smoked paprika

1/2 tsp cumin

1/2 tsp brown sugar

1 tsp cider vinegar

1 tin chopped tomatoes

1 tin cannellini beans, drained

Salt & pepper

To serve

Good quality bread

Mature Cheddar, grated (optional)