Banks that ripped off tracker mortgage customers could be investigated by the European Central Bank for failing to control financial risks and internal misconduct.

As Britain prepares to negotiate its EU departure, a number of banks are likely to decide within two months where to set up new continental bases to make sure they can keep serving clients in the bloc after Brexit.

Ireland’s economy will expand by 4.9% this year, the EU has predicted, a slight increase on its previous estimates, and more than double the EU average.

An EU directive aiming to boost protections and opening up choice in buying a mortgage outside national boundaries has been transposed into Irish law, the Department of Finance said yesterday.

It has been revealed that the Irish Central Bank is in discussions with a number of international investment companies to prepare for a possible influx of investment managers into Ireland if the UK chooses to leave the EU.

Good morning. Here’s everything you need to know before you start your day.

The Taoiseach’s call (Irish Examiner, January 23) to ‘return the Coalition for the sake of recovery’ defies common sense. Not for the first time, Irish people are being sold a pig in a poke.

The ECB isn’t saying whether Irish banks — which hold high levels of non-performing loans on their balance sheets — will be included in a ECB study of eurozone banks and their soured loans.

Foreign Affairs Minister Charlie Flanagan speaks to Political Reporter Juno McEnroe about juggling diplomatic sensitivities and his ambitions for the remainder of the Coalition’s term.    

The Government has been accused of backing down on its threats to take action against banks over high interest rates in the face of opposition from the European Commission.

The American Ireland Fund has donated US $100,000 to help those affected by the Berkeley balcony collapse; The Department of Finance is having discussions on what to do in the event of a Greek exit from the eurozone; and a white man suspected of killing nine people inside an historic black church has been captured in North Carolina. Here’s this evening’s irishexaminer.com catch-up.

The Central Bank has doled out €27.17m worth of fines to 54 financial institutions over the past four-and-a-half years.

Government intervention on standard variable-rate mortgages is a middle-class plea bargain that contradicts Central Bank policy on curtailing credit, a leading analyst has claimed.

The banking crisis could have been avoided if the banks had not engaged in so much property lending, the banking inquiry has heard.

There is growing optimism that the world economic recovery will pick up pace this year, and that bodes well for Ireland, writes Oliver Mangan.

The disconnect between politicians and the people they represent explains why the establishment parties will never rock the boat or stand up to Europe, writes Rory Hearne.

Taoiseach Enda Kenny said Government-imposed banker pay caps are a “constraint” as the chief executive officer of state-owned AIB prepares to leave for a job in the UK.

The new chief executive of AIB will have to be ratified by the Single Supervisory Mechanism (SSM) in Frankfurt.

Permanent TSB has announced a series of interest rate cuts of between 0.35% and 0.42% to its mortgage products for new customers as it attempts to gain a bigger slice of the market.

Fianna Fáil has said that the ECB were wrong to force Ireland into a bailout.

An EU capital market union should be set up to complement an EU banking union in order to rebalance debt and equity financing across the region, according to the chairman of the European Banking Authority (EBA), Andrea Enria.

It is believed that the Irish banks have concluded their meetings with the ECB to discuss the comprehensive assessment of the banking system.

Investment funds based in Ireland will no longer have to hire two Irish residents as directors under a Central Bank plan to improve oversight of one of the global fund industry’s biggest hubs.

Ireland will have a list of investment-ready infrastructure projects ready to benefit from a €300bn EU fund, and could be willing to guarantee loans made to SMEs, Finance Minister Michael Noonan has said.

Ireland’s plan to save up to €375m in interest repayments to the IMF is getting an encouraging response from EU institutions, but the deal has not been secured yet, Finance Minister Michael Noonan has warned.

There has been no discussions between the Irish Central Bank and any US banks about a possible relocation to Dublin if the UK leaves the EU, according to sources. 

The Central Bank last year recorded a paper loss of €75m on its gold deposits, new figures show.

The resolution for Ireland’s credit unions will be extended until the end of the year, the European Commission has agreed.

Irish banks will have to undergo regular stress tests as part of the new European Banking Union, one of the region’s top regulators told a conference in Dublin.

Nama are taking a court case to try and prove they are not liable to provide Freedom of Information as they are not a public body. Amazingly, this may be the first bit of truth and transparency we have had in Ireland for quite a while.

Senior Central Bank executives have held private meetings with some of the top accountancy firms in the State to demand an improvement in auditing standards of financial institutions, the Irish Examiner has learned.

Ireland’s austerity programme was based on measures the national authorities had outlined beforehand to bring the country’s finances back under control, Finance Minister Michael Noonan has told the European Parliament that is investigating the role of the troika.

ALVAREZ and Marsal, BlackRock, Oliver Wyman, Pimco: The names mean nothing to the average European.

The Irish Central Bank official responsible for supervising banking and insurance is to step down, the bank said yesterday, the latest in a series of high-profile resignations at the institution.

The former head of the ECB has ruled out appearing before any Oireachtas banking inquiry and denied Ireland’s financial crisis was targeted unfairly by Europe.

Real and lasting financial sector reform will only be achieved with a cultural change in mindset in both the public and private sector, a senior figure in the Irish Central Bank has stated.

The Ballyhea group brought their battle to have Ireland’s massive debt cancelled to the European Parliament and today makes their case to the president of the member states’ Council.