A new Credit Union loans system is being rolled out, aimed at putting pressure on moneylenders.
The 'It Makes Sense' scheme gives loans of no more than €2,000 to low-income families.
It allows them to pay it back at much lower interest rates than they would get with moneylenders.
Michael Culloty from MABS said he hoped the scheme would put pressure on lenders who are taking advantage of families.
"This can be a real challenge to moneylenders," he said. "When it is in place, we hope the Central Bank can put pressure on moneylenders to bring down their exorbitant rates."
The scheme has been trialled in 30 Credit Unions since last November.
More information here.